Exclusive Insurance Offers for Techvitis Employees in Cyprus

Welcome!

We are excited to present you exclusive offers on individual car, house, life/loan and medical insurance. As a valued employee of Techvitis you can now enjoy peace of mind with our comprehensive insurance plans at special rates. 

HJS Insurance Offer

1. A. Complimentary one to one consultation for any insurance matter. B. Consultation on tax deduction options through Life/Investment/Medical insurance plans. 

Upon your request, we can arrange a 30-minute complimentary online consultation meeting to analyse your unique insurance needs and propose insurance solutions to protect yourself and your family from financial loss. Additionally, we will propose insurance solutions which comply with Cypriot Legislation for tax deduction through insurance products. 

2. Car Insurance:

• Coverage from Reputable Insurance providers

• Plans suitable for expats/employees relocating to Cyprus

• Up to 15% discount on comprehensive car insurance with specific insurers* 

• Coverage for Third Party & Own accidents, theft, natural disasters, loss of use and more (depending on the plan selected)

• Optional additional cover for the protection of your premium in case of accident

• 24/7 accident & roadside assistance in the Republic of Cyprus

• Claim Support and guidance by our team

  
  

*Car insurance premiums are calculated based on several parameters such as Driver’s Age, Driving Experience, Number of Claims, Type of Car, Value of Car, City etc. Therefore, insurance premiums vary between person to person and between insurance companies. Special discount can be given to drivers who can provide satisfactory claim history and accepted by the insurance company.

*Insurance companies have the right to decline the risk or discount based on their underwriting criteria. Some of the insurers we collaborate with accept Russian driving licences and no-claim history letters in Russian Language, therefore we can negotiate better prices for you.

3. House Insurance:

• Save up to 10% on home insurance policies (Depending on the plan & insurer selected)

• Additional Discount for car & house insurance with same insurance company

• Selection among a variety of insurance plans

• Coverage for natural disasters, malicious acts, escape of water/oil, electrical surge, public liability and more (depending on the plan selected)

• Optional worlide cover for personal valuable items and personal liability

• Addition of Mortgage Clause if requested by your bank for loan purposes

• Advise and support for any insurance requirement during your loan procedure with the bank

  
  

4. Life/Loan* Insurance

• Discounted life insurance plans for loan purposes

• Insurance plans compatible with the requirements of the Bank for loan purposes: We arrange for the issuance of a mortgage clause as requested by the bank

• Advise and support for any insurance requirement during your loan procedure with the bank

• After sales support in case of questions or claim submission for the duration of the insurance policy with us

• Coverage such as Life, Permanent Total Disability, Serious Diseases, Loss of Income, Savings/Investment and more (depending on the plan selected)

• Flexible plans to suit your needs 

• Financial security for your loved ones

*Know your rights: While banks often offer their own insurance products, you are generally free to choose an external insurance provider for both life and property insurance. This can sometimes help you find better rates or more suitable coverage options.

According to the Law on Insurance and Reinsurance Services and Other Related Matters of 2016 (Law 38(I)/2016), which aligns with EU directives to promote competition and protection of consumer rights, consumers have the freedom to choose their insurance provider.

5. Individual/Family Medical Insurance

• We provide comprehensive individual and family medical insurance cover from Reputable & Global Insurers

• We provide affortable insurance plans for Immigration Purposes in case you cannot include your dependants in your company's group medical insurance policy

• We have arranged with CypriaLife upon termination of your employment with your company to continue your medical insurance cover with an individual/family medical insurance policy, without waiting periods*, if requested by you within one month from termination.

*Waiting Periods: In medical insurance, a **waiting period** is the time you must wait before certain benefits of your policy become accessible. During this period, you cannot claim coverage for specific treatments or conditions.

For example, a usual waiting period for maternity benefit can be up to 15 months from the date of issuance of a medical insurance policy. A usual waiting period for inhospital treatment due to illness is 30 days from the issuance of policy. These waiting periods will not apply if you continue your cover with us.

6. Individual Travel/Schengen Insurance Online - 10% Discount

• Purchase Travel Insurance online here: https://www.travelsafenow.com/ . The visa plans are accepted by all embassies for Visa purposes. Use the promo code HJS25 to get a 10% discount on us.

7. Thirty (30) EUR Cashback

• With your first purchase of any insurance plan with HJS Insurance, costing 300 EUR/year and more, we will refund 30 EUR to your local/EU bank account.

• Terms: Only one Member per family can claim this offer. The cashback will be released if the policy is active for a minimum of three months with our company. The cashback is not recurring. An IBAN Certificate of a local/EU bank must be provided for the cashback.

Why Choose Us?

• Your Trusted Insurance Provider in Cyprus:  HJS Insurance has several years of experience in the insurance industry. Our clients rate our services as excellent. 

• Authorised and regulated by the Cyprus Insurance Companies Control Service: License Number 5582.

• Award Winning Services: HJS Insurance received multiple awards from insurance companies in Cyprus for the quality of our work and number of clients served.

• Customer Support: Dedicated support team available via phone, email, WhatsApp/Telegram. 

• Dedicated Claims Support: We offer complimentary claim support and advise for any individual insurance product purchased through us 365 days/year.

• Convenience & Risk Management: We can prepare and help you compare various insurance offers so you can make an informed decision and minimise your risk in case of claim.