Expats Home Insurance

This product can provide cover for your Building, Contents, Personal Possessions and Pedal Cycles. English Policy designed for expats living in Cyprus.

What is covered

Building Insurance

  • Fire, smoke, lightning, explosion

  • Earthquake, storm, flood, subsidence, heave and landslip

  • Freezing of water in any part of the plumbing installation, fixed water or fixed heating systems

  • Escape of water/oil (including the costs you incur in locating the source of the damage up to a certain amount)

  • Theft or attempted theft

  • Impact involving vehicles or aircraft, animals, falling trees or branches, falling aerials, satellite receiving equipment

  • Malicious acts, vandalism, riot, strike and civil commotion

  • Emergency entry to your home

  • Rent and alternative accommodation if your home is made uninhabitable following a covered event, up to 10% of the buildings sum insured shown on your policy schedule

  • Professional’s fee and related costs

  • Your Legal liability as owner of the property up to a certain amount

  • Standard accidental damage to locks and keys up to a certain amount

  • Glass, ceramic hobs and sanitary ware, cables, pipes, drainage systems and underground tanks.

  • Damage from electrical power surge up to a certain amount

 

Contents Insurance

  • Fire, smoke, lightning, explosion

  • Earthquake, storm, flood, subsidence, heave and landslip

  • Escape of water or oil

  • Malicious acts, vandalism, riot, strike, civil commotion, theft and attempted theft

  • Impact

  • Accidental loss of metered water, gas or oil to a certain amount

  • Accidental damage to locks and keys up to to a certain amount

  • Accidental damage to television, audio equipment, DVD players, digital boxes, games consoles, aerials, satellite dishes, non-portable computers, glass, mirrors and ceramic hobs

  • Food in freezers and refrigerators to a certain amount

  • Money and credit cards up to a certain amount

  • Deeds and documents up to to a certain amount

  • Contents in the open to a certain amount

  • Plants in the garden to a certain amount

  • Contents temporarily removed from your buildings to other private properties within Cyprus for cleaning or repair up to 20% of the sum insured

  • Moving house

  • Electrical power surge up to a certain amount

  • Legal liability as occupier of the property to a certain amount

  • Legal liability as tenant of the property

 

Personal possessions against all risks, in or away from home

 

Pedal cycles against all risks, in or away from home

Get a Quote

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For more plans or information, call us on 70005507 or fill in the contact form.